FAQ | Coastal Capital

FAQs

Find answers to common questions about our financial and insurance advisory services.

What makes Coastal Capital Advice different?

We work with individuals and families who value clear, tailored financial advice - from professionals building wealth, to business owners navigating complexity, to pre-retirees and retirees planning for life’s next chapter.

Whether you're looking to grow, protect, or make the most of what you’ve built, we’re here to help simplify the journey and support confident decisions.

Who do you typically work with?

We take the time to understand your goals and simplify complex financial decisions. With over 15 years of experience and a client-first approach, we provide clarity, structure, and support—without jargon or cookie-cutter solutions.

Do I need to have a lot of money to get advice?

Not at all. Good financial advice isn’t just for the wealthy - it’s for anyone who wants to make smarter decisions with their money.

Whether you're starting out, building momentum, or preparing for retirement, we tailor our advice to suit your stage of life, goals, and circumstances.

How do you charge for your services?

Our fees depend on the scope and complexity of advice. We’ll always provide a clear, upfront quote before any work begins, and we’re happy to explain what’s included at each stage of the process.

Can you work with my accountant or lawyer?

Absolutely. We regularly collaborate with our clients’ accountants, lawyers, and other professionals to ensure your entire financial picture is aligned.

Is the first meeting free?

Yes, our initial consultation is complimentary. It’s a chance for you to understand how we work and for us to understand your needs - no obligation, no pressure.

Where are you based? Do you work with clients outside the Illawarra?

We’re proudly based in the Illawarra but work with clients across NSW and Australia, both in - person and remotely.

What happens after I get in touch?

We’ll arrange a discovery meeting to learn about your goals and current situation. From there, we’ll outline how we can help and what the next steps look like.