Building trust through experience and authenticity

I’m Michael Fennell, founder and principal adviser at Coastal Capital Advice. After nearly 15 years in financial services across roles at major banks, super funds and a boutique Financial Advice firm, I created Coastal Capital Advice to deliver personal, jargon‑free advice that empowers you to make confident decisions.

I know that the best financial advice comes from understanding what matters to you and creating a clear path to get there.

‍As a father of two and an Illawarra local, I understand the competing priorities that busy families face. My promise is to give you clarity and confidence in your long‑term plan so you can relax and enjoy life, knowing your finances are in good hands.

I hold a Masters of Financial Planning, Bachelor of Business and am a Justice of the Peace (NSW).

Let's start with a conversation

Local. Family-Focused. Authentic.

As a father of two young children and an Illawarra local, I understand the competing priorities that busy families face.

My approach is pragmatic, honest, and hardworking, because that’s what you deserve from someone you trust with your financial future.

Let's start with a conversation

We Understand You

We specialise in helping clients navigate financial complexities.

Our expertise is in building and protecting wealth for individuals who are ready to take control of their financial future and navigate complexity with confidence.

Professionals

Aligning the needs of your extended family. Managing your family assets, finances and strategy to achieve your intergenerational objectives.

Accumulators

Structuring your financial world to provide certainty in times of transition. Maximising wealth ahead of retirement and reducing tax along the way.

Business Owners

Aligning the strategy of your business and personal financial positions to build an overall strategy.

Retirees

Ensuring your retirement years are enjoyed through structuring assets and income to suit your needs.

We're Here To Help