Advice for Tomorrow
Financial Advice for Professionals, Business Owners & Retirees in the Illawarra and nation wide.
At Coastal Capital Advice, we deliver personalised financial and insurance strategies to help you build wealth, reduce stress, and take control of your future.
Building wealth. Simplifying complexity. Empowering your future.
Your trusted partner for clear, confident financial decisions.
Cut through financial complexity with clear, practical advice
Tailored strategies for professionals, business owners, and retirees
Focused on maximising wealth and minimising stress
A goal without a plan is just a wish.
Progress compounds when you're intentional.
By simplifying complexity and investing with purpose, we help you build momentum and clarity over time.
At Coastal Capital Advice, we focus on maximising wealth and minimising stress.
We specialise in translating complex decisions into confident action steps— backed by expert strategy, clear advice, and hands-on support.
We Understand You
We specialise in helping clients navigate financial complexities.
Our expertise is in building and protecting wealth for individuals who are ready to take control of their financial future and navigate complexity with confidence.
A rising tide lifts
all boats
When you’re methodical, intentional, and invest appropriately over time, progress compounds. It's about simplifying complexity, through education.
My Story
I’m Michael Fennell, principal adviser at Coastal Capital Advice. With 15 years of experience across Financial Services and qualifications including a Masters of Financial Planning, I help individuals, professionals, business owners, and retirees across the Illawarra and beyond make smarter financial decisions.
Unlock Your Financial Potential with
Our Tailored Solutions Expertise
Clarity on What Matters
Define your financial priorities and the outcomes that matter most.
Strategic Investing
Building a well-structured portfolio with clarity, purpose, tax efficiency and long-term compounding in mind.
Superannuation and Retirement Strategies
Maximise contributions, reduce tax, and structure your super to support long-term retirement goals.
Personal Insurance Advice
Protect your income, assets, and family from the unexpected.
Our Advice Process
Discovery & Goal Setting
Comprehensive review of your current financial situation.
Strategy Development
Development of personalised financial strategies.
Strategy Presentation
Detailed presentation of your personalised financial plan.
Implementation & Ongoing Support
We handle all aspects of implementation for you.
FAQs
Find answers to common questions about our financial and insurance advisory services.
Transform Your
Financial Future with Coastal Capital Advice
When life gets busy and financial decisions feel overwhelming,
you need a team that can cut through the complexity and
help you see the clear path forward.
